Market comparison

Islamorada, FL vs Key West, FL

On modelled numbers, Key West carries the higher annual revenue and Key West the stronger occupancy. Same county alternatives

Modelled estimate
Islamorada, FLKey West, FL
Modelled annual revenue$92,300$108,300
Nightly rate$372$412
Occupancy68%72%
Nights booked a year248263
Peak seasonJan–Feb–MarJan–Feb–Mar
Season concentration43% in top 4 months43% in top 4 months
Modelled purchase price$555,000$615,000
Modelled cash-on-cash21%24%
Break-even occupancy36%36%
Mid-term monthly rent$5,000$5,550
Short vs mid-termNightly aheadNightly ahead
Rule statusStatus unpublishedStatus unpublished
Market typetropicaltropical

Operating costs are modelled at 32% of gross revenue for a nightly rental (cleaning, supplies, utilities, platform fees, maintenance, insurance) and 14% for a monthly rental. Financing assumes a 25% down payment and a 30-year loan at 7%. These are planning assumptions, not quotes — replace them with your own numbers. Rule status is only stated where we hold an official source; otherwise it is marked as needing verification on each market's regulation page.

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