Market comparison

Destin, FL vs Holmes Beach, FL

On modelled numbers, Holmes Beach carries the higher annual revenue and Holmes Beach the stronger occupancy. Similar market type in the same state

Modelled estimate
Destin, FLHolmes Beach, FL
Modelled annual revenue$79,700$80,900
Nightly rate$352$352
Occupancy62%63%
Nights booked a year226230
Peak seasonFeb–Mar–AprFeb–Mar–Apr
Season concentration46% in top 4 months46% in top 4 months
Modelled purchase price$525,000$525,000
Modelled cash-on-cash17%18%
Break-even occupancy36%36%
Mid-term monthly rent$4,750$4,750
Short vs mid-termNightly aheadNightly ahead
Rule statusStatus unpublishedStatus unpublished
Market typegulf-beachgulf-beach

Operating costs are modelled at 32% of gross revenue for a nightly rental (cleaning, supplies, utilities, platform fees, maintenance, insurance) and 14% for a monthly rental. Financing assumes a 25% down payment and a 30-year loan at 7%. These are planning assumptions, not quotes — replace them with your own numbers. Rule status is only stated where we hold an official source; otherwise it is marked as needing verification on each market's regulation page.

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