Market comparison

St. Augustine, FL vs Vero Beach, FL

On modelled numbers, St. Augustine carries the higher annual revenue and St. Augustine the stronger occupancy. Same state alternatives

Modelled estimate
St. Augustine, FLVero Beach, FL
Modelled annual revenue$57,000$56,500
Nightly rate$248$258
Occupancy63%60%
Nights booked a year230219
Peak seasonApr–May–OctJun–Jul–Aug
Season concentration40% in top 4 months48% in top 4 months
Modelled purchase price$370,000$385,000
Modelled cash-on-cash18%16%
Break-even occupancy36%36%
Mid-term monthly rent$3,350$3,500
Short vs mid-termNightly aheadNightly ahead
Rule statusStatus unpublishedStatus unpublished
Market typehistoricatlantic-beach

Operating costs are modelled at 32% of gross revenue for a nightly rental (cleaning, supplies, utilities, platform fees, maintenance, insurance) and 14% for a monthly rental. Financing assumes a 25% down payment and a 30-year loan at 7%. These are planning assumptions, not quotes — replace them with your own numbers. Rule status is only stated where we hold an official source; otherwise it is marked as needing verification on each market's regulation page.

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