Market comparison
Montauk, NY vs New York, NY
On modelled numbers, Montauk carries the higher annual revenue and New York the stronger occupancy. Same state alternatives
Modelled estimate
| Montauk, NY | New York, NY | |
|---|---|---|
| Modelled annual revenue | $89,100 | $87,200 |
| Nightly rate | $452 | $332 |
| Occupancy | 54% | 72% |
| Nights booked a year | 197 | 263 |
| Peak season | Jun–Jul–Aug | Apr–May–Jun |
| Season concentration | 48% in top 4 months | 38% in top 4 months |
| Modelled purchase price | $675,000 | $495,000 |
| Modelled cash-on-cash | 12% | 24% |
| Break-even occupancy | 36% | 36% |
| Mid-term monthly rent | $6,100 | $4,500 |
| Short vs mid-term | Close | Nightly ahead |
| Rule status | Status unpublished | Status unpublished |
| Market type | atlantic-beach | urban |
Operating costs are modelled at 32% of gross revenue for a nightly rental (cleaning, supplies, utilities, platform fees, maintenance, insurance) and 14% for a monthly rental. Financing assumes a 25% down payment and a 30-year loan at 7%. These are planning assumptions, not quotes — replace them with your own numbers. Rule status is only stated where we hold an official source; otherwise it is marked as needing verification on each market's regulation page.
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