Market comparison

Longboat Key, FL vs Key Biscayne, FL

On modelled numbers, Key Biscayne carries the higher annual revenue and Key Biscayne the stronger occupancy. Gulf Coast vs other leisure markets

Modelled estimate
Longboat Key, FLKey Biscayne, FL
Modelled annual revenue$85,700$88,700
Nightly rate$385$392
Occupancy61%62%
Nights booked a year223226
Peak seasonFeb–Mar–AprJun–Jul–Aug
Season concentration46% in top 4 months48% in top 4 months
Modelled purchase price$575,000$585,000
Modelled cash-on-cash17%17%
Break-even occupancy36%36%
Mid-term monthly rent$5,200$5,300
Short vs mid-termNightly aheadNightly ahead
Rule statusStatus unpublishedStatus unpublished
Market typegulf-beachatlantic-beach

Operating costs are modelled at 32% of gross revenue for a nightly rental (cleaning, supplies, utilities, platform fees, maintenance, insurance) and 14% for a monthly rental. Financing assumes a 25% down payment and a 30-year loan at 7%. These are planning assumptions, not quotes — replace them with your own numbers. Rule status is only stated where we hold an official source; otherwise it is marked as needing verification on each market's regulation page.

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